Do I need insurance to operate a mobility scooter?

Many customers ask us “Do I need insurance to drive a mobility scooter?” and the answer is No, you do not NEED any sort of insurance to operate a mobility scooter. This doesn’t mean that insurance for a mobility scooter is non-existent, you can actually get personal property insurance from most insurance providers. If you have an insurance provider for an automobile or home, contact them to see if they offer personal property insurance against theft or accidental damage.

If you have an insurance provider for your home, contact them to see if they offer add-ons for personal property insurance against theft or accidental damage.  Most home insurance policies include personal property coverage and you should call your insurance company to find out what it takes to get your claim filed. Keeping a receipt and pictures of your unit is a best practice.

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